Change is inevitable and you will want to protect family members when it happens. A properly drafted Will can do the following:

• allow you to direct the distribution of your property after death;
• allow you to name the personal representative to whom you can grant nonintervention powers, and the ability to act without bond;
• allow you to nominate guardians and create trusts for children where needed;
• allow you to create other trusts as needed such as Life Estates and Special Needs Trusts;
• allow you to provide protection from Estate Taxes, where needed and possible;
• allow you to give direction for the disposition of your remains; and
• allow peace of mind for your family.

Also known as a Living Will or Directive to Physician, the Health Care Directive allows you to instruct family members and medical professionals about your wishes regarding life-sustaining treatment in the event you are diagnosed with a terminal illness or are in a permanent unconscious state. The Health Care Directive assists your agents in carrying out your wishes and gives them protection in doing so.

A Durable Power of Attorney for Health Care or Finance is a document in which you name another person to make medical decisions or financial decisions for you anytime you are unable to make them for yourself. If you should become unable to make health care or financial decisions because of a disability, someone may need to make those decisions for you. Absence of a Health Care or Financial Durable Power of Attorney, expensive guardianship proceedings may be necessary.